News From HealthPro

Let’s face it, things happen and having a long-term care plan is critical. This plan means someone’s medical or personal care needs can continue if the caretaker is unwilling or unable to keep taking on the duty alone.

There are a few different options to consider when you thinking about long-term plans, including:

In-home care: This type of care means someone can maintain independence in their own home while getting help with daily tasks through supports and services.

Assisted Living: Assisted living offers a residential style home for those who need a little more care and assistance – but who don’t need skilled nursing care. At assisted living, things like transportation, meals, social outlets and more are offered.

Skilled nursing homes: At skilled nursing homes, individuals with more complex needs can receive care, including medical monitoring and treatment round-the-clock.

There are also adult day care centers for adults with disabilities who need assistance.

When you are looking at the needs and preferences of your loved one, it’s important to consider these options, including their overall health (including potential future needs), and their finances. Long-term care can be costly, so it is critical to plan for it and consider insurance and other assistance programs.

Sometimes, it makes sense to reach out to a professional elder care specialist or attorney to draft your plan, as having a durable power of attorney or health care proxy can make things easier should something happen.

No one expects things to go south, but when you are considering the health and safety of a loved one, it’s better to be safe than sorry!